Shop counters
A laminated code by the till, and small payments stop needing change.
UPI QR Code Generator — Get Paid Without a Payment Gateway
Enter your UPI ID, get a code any Indian payment app can pay into. No merchant account, no gateway, no percentage — the money goes bank to bank, and AroraLabs never touches it.
No signup Nothing uploaded No watermarks
Why use it
What you get.
Works with every UPI app — GPay, PhonePe, Paytm, BHIM and the bank apps
Optionally lock in the amount, so the payer cannot mistype it
Add a note that shows in the payer's app and on your statement
No merchant registration, no gateway fee, and nothing deducted by us
Built in your browser — your UPI ID is not sent to or stored by AroraLabs
Step by step
How it works
No manual required — but here's the whole flow, start to finish.
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Enter your UPI ID (the name@bank address, e.g. alex@okhdfcbank) exactly
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Add your display name so the payer sees who they are paying before confirming
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Set an amount for a fixed price, or leave it blank to let the payer enter one
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Download and test with a ₹1 payment to yourself from another app before printing it
Under the hood
What the code actually contains
upi://pay?pa=alex@okhdfcbank&pn=Alex%20Smith&am=250&cu=INR&tn=Invoice%2019A standard UPI deep link. pa is your UPI ID, pn the display name, am the amount, cu the currency and tn the note. Any UPI app on the phone opens it ready to pay.
Use cases
Who reaches for this.
Freelance invoices
A code on the invoice PDF with the amount already filled in — no typing the total wrong.
Stalls and markets
One printed sheet is a payment terminal, with no hardware to charge or carry.
Collections and donations
An open-amount code lets each person decide what to give.
FAQ
Questions, answered.
Do you take a cut?
No. This tool draws an image. The payment goes directly from the payer's bank to yours over UPI, exactly as if they had typed your UPI ID in by hand. AroraLabs is not in the transaction and cannot see it.
Is this an official merchant QR?
No — it is a personal UPI code built from your own UPI ID. Merchant QRs with settlement reporting and dispute handling come from your bank or a payment provider. For a stall, a freelancer or a small shop, this is usually what people actually want.
The amount field — should I fill it in?
Fill it in for a fixed price, like an invoice or a fixed-price item. Leave it blank for a counter where every sale differs, otherwise the customer has to edit it and may not notice.
Can I use this outside India?
UPI is India's payment network, so a UPI code is only payable by apps connected to it. Elsewhere, use the URL type to point at whatever payment link your provider gives you.
Keep exploring
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174+ tools, all free The rest of the
The rest of the
toolkit
PDF utilities, image editors, calculators, dev tools and more — same rules: no login, nothing uploaded, no watermarks.